FREQUENTLY ASKED QUESTION

Recently, Internet banking has become a very common form of financial transactions for different categories of people. With the advent of the World Wide Web, life has become much more comfortable, many problems can be solved without leaving home, in a matter of minutes. Such benefits are provided by the virtual form of banking, otherwise they are called Internet banking. They are commercial virtual structures created by enterprising businessmen to generate additional income. An inquisitive user may have a question: what does the Internet bank consist of?

In the life of every person there are situations when money is urgently needed. Moreover, the sooner the better. People get out of this situation in different ways. The majority of citizens resort to the help of friends or acquaintances. However, it happens that loved ones do not have the required amount. In a similar situation, the online lending system can help. At first glance, this option is unacceptable for many. In the minds of people, getting a loan is associated with a long wait. However, in lending via the Internet, a somewhat different situation has arisen.

The difference between Visa and Mastercard, according to most users and analysts, is completely insignificant, especially when it comes to Russian users. You can draw an analogy with the well-known Pepsi and Coca-Cola drinks - competing projects, each of which has its own buyer. \\\\ nMany Russians do not even pay attention to the logos when they issue a card in any financial institution, and rarely ask consultants, which product is more suitable. Banks issue to customers those cards, the issue of which is more profitable for a financial institution. The obvious difference between Visa and Mastercard is only for those citizens who travel a lot around the world. Here you need to choose more carefully and thoughtfully.

The undisputed leader of the Russian market of electronic payment systems is the WebMoney service, despite the limits introduced by the official regulator to control financial flows on the Internet. Today WebMoney is the only payment system capable of offering its clients unique terms of cooperation. In addition to the standard features: deposit / withdrawal of funds, payment for goods and services and currency conversion, the system has several levels of access that can be opened by obtaining a certificate. \\\\ nThe payment system works mainly in the territory of the post-Soviet space and in most European countries. However, European retailers are in no hurry to cooperate with WebMoney, despite the obvious popularity of the service, which is rightfully considered the pioneer of the Russian-speaking sector of online money transfers and has a multi-million dollar client base.

What currency is it better for an ordinary person to keep money in? The economic crisis has changed a lot in the outlook of citizens, sharp jumps in the ruble exchange rate have led to tremendous losses in savings. Like several years ago, the ruble is considered an unreliable currency for deposits. Financial organizations are doing everything possible to attract depositors - a year ago it was possible to make a profitable contribution at 18% per annum. But there was no particular influx of people interested in banks, therefore, as of July 2016, according to analysts, the average rate is 9.23% per annum. Of course, this does not offset inflation. If ruble deposits are completely unprofitable, then what is the best way to keep money?

Internet business has been successfully developing over the past years. New online stores and sites are created every day, which offer through them, to purchase goods and services. For the convenience of making transfers by clients, the resources integrate payment systems into their sites. \\ nThis is done in order to provide comfort for users when shopping. Often a businessman is faced with the question of which payment systems to choose for the site? Which of the huge selection deserve attention, are convenient and more economical to use. Lets consider the most popular and reliable ones.

The problem of fraud has not lost its relevance since the very development of the Internet. Criminals were especially active after the introduction of online payment technology, the vulnerability of which has become one of the most important challenges for virtual commerce. It happens that a person simply needs to exchange one currency for another. At the same time, gullible users who have not shown due attention and ingenuity may well become a victim of a banal deception. Lets consider how to avoid currency exchange scams. What should you pay attention to?

One of the largest Russian payment systems, Qiwi, has announced its intention to introduce a national virtual currency into use, which will become an analogue of the already popular Bitcoins. A new cryptocurrency called Bitruble. will attract new users and significantly expand the capabilities of the service. However, in addition to the technical nuances associated with the development of new money, the company faced some permitting difficulties. Lets take a closer look at the prospects of the national cryptocurrency and its features.