Online transactions have long been a part of everyday life of modern humanity. Pay a meager interest rate for the convenient implementation of money transfers, without any territorial and time restrictions, without leaving your usual comfortable environment, what could be better?
At the present stage, more and more people prefer to keep their savings in a virtual account. By and large, this is no longer a simple fashion, but a practical method. It can be stated that the era of ordinary pocket purses and fiduciary monetary units is slowly but surely becoming a thing of the past, and the day is not far off when electronic title units will dominate fiat ones, displacing their financial Olympus. But this approach does not guarantee their safety, because for computer thieves, so-called hackers, there are no locks and locks. Therefore, the security of the Internet account and the safety of savings come to the fore.
It is most convenient to store money in a virtual account in an electronic payment system. This provides the user with many benefits. First of all, he has access to money at any time of the day or night. Whereas a financial institution only works during certain hours. Also, the account holder does not need to visit the bank to complete the payment transaction. He can complete a transaction while at work or at home. The system participant has the right to count on receiving a loan. Moreover, for this he does not need to collect certificates and personally visit a credit institution.
But one cannot ignore the risk of hacking an Internet account. It is clear that a reliable system is primarily concerned with the safety of its customers. But it will not be superfluous if the user himself takes certain measures. First of all, this concerns the password for accessing the virtual account. There are several simple rules, the implementation of which will maximally protect the password from hacking:
The optimal length is ten characters.
It is advisable to compose it from letters and numbers in different registers.
It is not recommended to use the names of loved ones, date of birth or address.
Nobody needs to know the password except the user himself.
Following these simple rules will ensure the security of your Internet account. But if you ignore these requirements, then it will not be difficult for a hacker to crack it. And in this case, there will be no one to blame for the loss of their savings.
Hacker Kevin Mitnick is best known for his knowledge of human psychology. He didnt even need computer skills to access virtual accounts. He used, at first glance, a completely unrealizable idea. Mitnick addressed users as an employee of a payment system or a banking institution. At the same time, he argued that there were certain security problems, for the solution of which he asked for a password. Users who complied with his request later discovered that their own Internet accounts had been hacked. In this way, Mitnick took possession of huge funds.
Another striking example that clearly demonstrates the fantasy of virtual scammers is the creation of a fake website. Such a resource looks very similar to the official website of a popular payment system. And the user who gets on it not by mistake, discloses his personal data, which automatically opens access to the scammers savings.
To ensure the security of an Internet account, you need to know several rules on how to distinguish a fake from a real site:
The most important parameter is the correct designation of the resource address. As a rule, scammers use the most similar name, which misleads users. Therefore, before visiting a resource, you should carefully check the correctness of its address.
The site should not show any external defects in its content, for example, shifted blocks or pictures crawling onto the text.
On fake sites, as a rule, there is no feedback form or incorrect data is indicated in it. If you pay attention to minor inconsistencies, then hacking of your Internet account can be successfully avoided.
On real sites, visitors are never asked to send messages to short numbers. The maximum that the system can ask for to check the security is a mobile phone number to send a transaction code to it. And asking to send a message yourself is nothing more than a simple deception.
Observance of simple security measures will help the user to keep his savings intact, as well as provide reliable protection for payment transactions. Be carefull!